The Problem

NSF check writers consider companies, without electronic recovery capability, an easy or “soft” target since companies do not have the staff, time, resources, or training to efficiently recover this bad business.  This should not be the job of a bookkeeper or financial manager since every customer interface of check recovery is actually a public relations event that can often lead to a less than pleasant outcome.

A very inconsistent method of recovery is often the result of this interaction as each bookkeeper generally has a varied approach as to how lenient or aggressive the individual pursues an NSF check writer against their account.

Bookkeepers and financial managers struggle with traditional methods of tracking, calling, and dealing with NSF check writers throughout the year.  Most companies have never calculated the number of worker hours spent at all levels chasing down “bad” business when company employees should be spending their valuable time focusing on the positive issues involved in company  services.


The Solution

Protect every bank account within the company (General Accounts, Services, Utilities, etc) by partnering with FARS to benefit from electronic check recovery for the fiscal protection of your accounts.


The Method

FARS utilizes the 1998 NACHA (National Automated Clearing House Association) rules for the Federal Reserve and banking industry that provides for merchant protection by electronically recovering dishonored checks.  FARS serves thousands of merchants including municipal/county,  professional, organizational, and school system clients.

OPTION:   Our cornerstone service provides electronic recovery of 100% of the face amount of the check and electronically credits this full value back to the originating business account.